Home improvement financing for home remodel, emergency home repair loan and other home renovation loan needs.

Looking for home improvement financing? We've got you covered.

We’ve got solutions for any project you can dream up. Explore our home improvement loan options with no obligation, and without affecting your credit.

Check your eligibility, commitment free.

How our financing stacks up against other home improvement loan options.

Home improvement loan financing options for home remodel, emergency home repair loan and other home renovation loan needs.
Home improvement financing sample payments for home remodel, emergency home repair loan and other home renovation loan needs.
No-obligation application.

Check your eligibility with no obligation and explore home improvement financing options without affecting your credit.2

Zero upfront costs.

Get your emergency home repair, remodel or energy efficient upgrade started with $0 down, and no interest - no payment plans up to 18 months.3

You get the final say.

Your contractor will not be paid until you sign off that the project has been completed.

1Subject to credit approval. Sample monthly payments based on a 6.49% APR. Other rates and terms may be available.

2No hard credit check required to receive pre-approvals or calculate terms and payments. Benji hard credit check occurs after terms are selected before financing documents can be signed. LendingPoint™ hard credit check occurs after financing documents have been signed.

3 No payments are required during the special financing period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term (60 months) or until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the special financing period. Benji special financing plans not available in some states.

Home improvement loans for home remodel, emergency home repair loan and other home renovation loan needs.

“We’ve gone from being in a house that we needed, to living in a house that we love.”

Kristen M. - Rancho Cucamonga, CA

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You're in good company.

Over 100,000 customers have used our home improvement financing for emergency home repair, home remodel and renovation projects, energy-efficient upgrades and more.

See how it works